YáMI App
YáMI: The trusted peer-to-peer lending platform.
Connect directly with friends, family, or trusted community members to borrow or lend money with structured agreements, automated reminders, and verified credibility ratings — no intermediaries handling your funds.
DETAILED DESCRIPTION
YáMI is here to modernize personal loans between trusted partiesYáMI is a secure peer-to-peer lending platform that facilitates personal loans between individuals — whether friends, family, or community members — while keeping the process transparent, organized, and trustworthy.How It Works:1. Borrowers create a formal loan request specifying amount, repayment terms, and preferred lender
2. Lenders receive the request and can accept or decline directly
3. Secure Payments are processed via Stripe links — DebtLink never touches the money, keeping transactions direct between users
4. Automated Tracking records all debts (paid and unpaid) with customizable payment reminders
5. Built-in Messaging allows communication within the app
6. Signed Statements generate formal agreements with both parties' digital signatures
7. Credibility System lets lenders rate borrowers after each transaction, building visible trust profiles for the communityKey Features:· ✅ Direct lender-borrower connections without intermediary handling of funds
· ✅ Formal loan agreements with digital signatures
· ✅ Automated payment reminders customized by the lender
· ✅ Complete debt history for both parties' reference
· ✅ In-app messaging for communication
· ✅ Transparency through ratings & reviews on user profiles
· ✅ Stripe integration for secure payment links
· ✅ Statement generation for record-keepingPerfect for: Individuals needing emergency funds, friends helping friends, family loans, or community-based lending circles who want structure without sacrificing personal connections.Safety Note: YáMI facilitates connections and documentation but does not process payments — all funds move directly between users via secure Stripe payment links, maintaining full user control.
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